Dr. Nina Izhaky, founder of Tribeca Dental Studio

Tribeca Dental Studio operatory

For $70 a month, members get cleanings, exams, X-rays and CBCT covered and a discount on all other care — under every specialist in the building.

NEW YORK, NY, UNITED STATES, November 14, 2026 /EINPresswire.com/ -- Dental insurance is widely misunderstood. Most people pay for it expecting full coverage for their dental care, but in practice it is built around prevention — cleanings, thorough examinations, and X-rays — and even that coverage is uneven. When treatment is needed, the coverage narrows further: an annual maximum caps what the plan will pay in a year, waiting periods delay eligibility for major work, and least-expensive-alternative clauses pay only for the cheapest acceptable version of a treatment, all priced against a fee schedule the insurer sets. The practical result is that the schedule, rather than the clinician, frequently determines the materials used, the time a procedure is allotted, and which treatments are permitted at all — and that limits a doctor's ability to provide top-quality care.

Tribeca Dental Studio has structured its in-house membership around that gap. The membership, at $70 a month, is offered to patients who have no dental insurance and to patients whose insurance does not meet their needs; many of the practice's patients carry both their insurance and the membership. It covers cleanings, X-rays, examinations, and CBCT scans, together with evaluations by every specialist in the practice — the orthodontist, the airway specialist, the periodontist, the oral surgeon, the TMJ specialist, and the prosthodontist, all in-house — and provides a discount on all other services. For patients whose treatment is extensive, payment plans are also offered, so that the scope of care is decided on clinical grounds rather than by a coverage decision made elsewhere.

The practice is explicit that the membership is not insurance and is not represented as insurance. It is a direct arrangement between patient and practice: prevention covered in full, specialist evaluation included, other care discounted, and clinical decisions made by the doctors providing the treatment.

The point is not the plan itself. Insurance was designed for prevention; it has become, in practice, a mechanism that dictates treatment. Patients are better served when prevention is fully covered, when every specialist's evaluation is within reach, and when the standard of care is set by the clinician treating them — with costs, and payment plans where treatment is extensive, stated plainly in advance. Care belongs between the patient and the doctor. No middleman should decide what a patient's teeth are allowed to have.

Tribeca Dental Studio is a comprehensive dental practice at 54 Warren Street in Tribeca, New York, founded in 2007. The practice provides oral surgery, dental implants, orthodontics, laser dentistry, airway and sleep care, and family dentistry for adults, together with a dedicated pediatric practice for children, including sedation and special-needs care.

Tribeca Dental Studio, 54 Warren Street, New York, NY 10007 — https://tribecadentalstudio.com

Nina Izhaky
Tribeca Dental Studio
+1 212-561-5303